CEDE
Is a certificate of deposit with a term of 3 to 24 months, for individuals, individuals with business activities, and corporations.
- You can earn excellent returns with investments starting at MXN $10,000.00
- No fees or commissions
- You’ll receive your interest payment every month.
- Means of withdrawal: at bank branches.
- Protected by IPAB for up to 400,000 UDIs.
Account opening requirements
Corporations
- Deed of incorporation
- RFC
- Proof of address
- Official ID of representatives, authorized third parties and shareholders.
Rates are annual and fixed for the term invested, subject to prevailing market conditions at the time of contracting. Please check offer validity, requirements, and information regarding contracting or product features at https://kapital.com/grupo-financiero/
Fixed gross annual rate: 6.40%. Nominal GAT (Total Annual Yield): 6.59%. Real GAT (Total Annual Yield): 2.36%, before taxes, calculated as of September 28, 2026, for an investment range of $10,000.00 to $99,999.99 pesos at a 3-month term, valid through November 5, 2026. For informational and comparison purposes only. The Real GAT represents the yield that would be obtained after discounting estimated inflation. *Account opening is subject to compliance with the customer profile and eligibility conditions, available at https://kapital.com/grupo-financiero/
Customer Profile and Eligibility: This promotional rate for the PRLV product (Promissory Note with Payable Return at Maturity) has been designed exclusively for retail investors, including individuals, sole proprietorships, and corporate entities (SMEs) seeking to optimize their cash flow through guaranteed savings instruments.
Eligibility: The offer is available to customers whose investment profile is compatible with this product. In order to maintain the sustainability of this promotional rate, this offer is not intended for Development Banks, Commercial Banks, other financial institutions (public or private), or foreign institutions, as this product is not designed for institutional treasury operations or interbank transactions.
Fixed rates before taxes CEDE
| From | To | 3 Months | 6 Months | 9 Months | 12 Months |
| $10,000.00 | $99,999.99 | 6.40% | 6.50% | 6.50% | 6.60% |
| $100,000.00 | $299,999.99 | 6.50% | 6.60% | 6.60% | 6.70% |
| $300,000.00 | $499,999.99 | 6.50% | 6.60% | 6.60% | 6.70% |
| $500,000.00 | $999,999.99 | 6.60% | 6.70% | 6.70% | 6.80% |
| $1,000,000.00 | $2,999,999.99 | 6.70% | 6.80% | 6.80% | 7.00%* |
| $3,000,000.00 | $9,999,999.99 | 6.70% | 6.80% | 6.80% | 7.00%* |
| $10,000,000.00 | $49,999,999.99 | 6.70% | 6.80% | 6.80% | 7.00%* |
| $50,000,000.00 | And higher | 6.70% | 6.80% | 6.80% | 7.00%* |
Nominal TAR before taxes
| From | To | 3 Months | 6 Months | 9 Months | 12 Months |
| $10,000.00 | $99,999.99 | 6.59% | 6.70% | 6.70% | 6.80% |
| $100,000.00 | $299,999.99 | 6.70% | 6.80% | 6.80% | 6.91% |
| $300,000.00 | $499,999.99 | 6.70% | 6.80% | 6.80% | 6.91% |
| $500,000.00 | $999,999.99 | 6.80% | 6.91% | 6.91% | 7.02% |
| $1,000,000.00 | $2,999,999.99 | 6.91% | 7.02% | 7.02% | 7.23%* |
| $3,000,000.00 | $9,999,999.99 | 6.91% | 7.02% | 7.02% | 7.23%* |
| $10,000,000.00 | $49,999,999.99 | 6.91% | 7.02% | 7.02% | 7.23%* |
| $50,000,000.00 | And higher | 6.91% | 7.02% | 7.02% | 7.23%* |
Real TAR before taxes
| From | To | 3 Months | 6 Months | 9 Months | 12 Months |
| $10,000.00 | $99,999.99 | 2.36% | 2.47% | 2.47% | 2.57% |
| $100,000.00 | $299,999.99 | 2.47% | 2.57% | 2.57% | 2.67% |
| $300,000.00 | $499,999.99 | 2.47% | 2.57% | 2.57% | 2.67% |
| $500,000.00 | $999,999.99 | 2.57% | 2.67% | 2.67% | 2.77% |
| $1,000,000.00 | $2,999,999.99 | 2.67% | 2.77% | 2.77% | 2.98% |
| $3,000,000.00 | $9,999,999.99 | 2.67% | 2.77% | 2.77% | 2.98% |
| $10,000,000.00 | $49,999,999.99 | 2.67% | 2.77% | 2.77% | 2.98% |
| $50,000,000.00 | And higher | 2.67% | 2.77% | 2.77% | 2.98% |
